771-203-2266
adim@draytonco.com
771-203-2266

Faqs

Faqs

Frequently Asked Questions

We believe that being educated about credit goes hand in hand with maintaining a healthy credit profile. Be sure to browse through our Frequently Asked Questions. If your question is not listed here, feel free to reach out. We will gladly assist you.

IS CREDIT REPAIR LEGAL?

Yes! The Fair Credit Reporting Act (FCRA) gives you the right to dispute any item on your credit report.

HOW DOES CREDIT REPAIR WORK?

In short, we challenge the negative information affecting your credit by sending letters on your behalf to the bureaus. Simultaneously, we assist you with building credit to aid in increasing your credit score.

WHAT ITEMS CAN YOU HELP ME TO REMOVE AND IMPROVE

We can assist with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

WHY DO I NEED CREDIT MONITORING?

Credit monitoring is crucial being that it allows us to effectively track your progress, updates, and provides access to scoring information from all 3 credit bureaus. Each bureau has the ability to report different information (For example; you may have a collection with Transunion but not Experian). Free monitoring, such as Credit Karma, does not offer this.

HOW LONG DOES IT TAKE TO SEE RESULTS?

You can start to see results in as little as 30-45 days. While there is no exact timeframe we can provide by law on how long it will take to complete your profile, we recommend being enrolled in the program at least 6 months. Depending on your credit profile, it may take longer.

MONEY-BACK GUARANTEE

Monthly fees reimbursed if no results within 180 days.

CAN I REPAIR MY OWN CREDIT?

Yes, you can. However, be prepared in knowing it takes a lot of time and effort to effectively complete the job; including studying credit law to educate yourself, contacting creditors, collection agencies, the 3 bureaus, verifying information, settlements etc… Many people choose to have a credit expert complete the work on their behalf as it is their profession- similar to having a mechanic perform your car’s repair.

IS THERE A CONTRACT?

There is a contract that entails our service agreement, however, you may cancel at anytime.

Achieve FINANCIAL STABILITY

By repairing and rebuilding your credit

BOOK YOUR APPOINTMENT

GET STARTED NOW

Frequently Asked Questions

We believe that being educated about credit goes hand in hand with maintaining a healthy credit profile. Be sure to browse through our Frequently Asked Questions. If your question is not listed here, feel free to reach out. We will gladly assist you.

● How can I increase my credit score quickly?

The easiest ways to increase your credit score are paying down your balances and removing any negatives or inquiries from your credit report, and adding authorized users to your report.

A FAST HACK to increasing credit (personal or business) is to add backdated debt to your credit reports. In other words, you can buy someone’s old, paid-off debt and have it report to your credit. We refer to this as “Zombie Debt.” Download the DCN Zombie Debt course for step-by-step instructions.

● How do I see what credit bureaus are pulled for each bank or institution?

Download our Free Credit Bundle for a “Secret Lender’s list” to see exactly where each institution pulls from.

● How do I create legal bank statements for high-limit business funding?

Creating bank statements that make your business look like a 6-7 figure business is easy and COMPLETELY legal. Download the DCN bank statements course to learn step-by-step. Pair this with an LLC or better yet, an Aged Corporation to access high-limit funding at 0% APR.

● How do I qualify for high-limit Auto Loans?

Whether you are looking to lease an exotic car for Turo, or just looking for a personal vehicle, financing a vehicle is the way to go. Adding “Zombie Auto Debt” to your personal or business credit report is easy and doesn’t cost more than a few hundred bucks. Download the DCN Zombie Auto Debt course to learn not only WHERE and HOW to buy backdated auto debt, but how to ENSURE that it reports to your credit!

● How can I get high-limit business credit?

The fastest way to get funded as a business is with an Aged Corporation. Most banks will not even consider funding you if you are less than 2 years old. Check out our Aged Corporation’s to get funded FAST!

● How can I get personal credit help?

DCN provides personalized credit repair. See more information HERE and get ALL of our courses for free when you sign up!

771-203-2266
adim@draytonco.com
771-203-2266
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